Why Hospital Indemnity Insurance?
The fact is, even those who may feel confident in their health insurance choices may still become future victims of unexpected hospital costs: In 2018, inpatient care expenses for an individual averaged $4,659. (1)
Reliance Standard offers Voluntary Hospital Indemnity (VHI) coverage to help cover those costs, along with the convenience of easy guaranteed-issue coverage. Every VHI plan covers hospital admission and daily room and board expenses with the plan-level option to add critical care and wellness screening benefit coverage as well.
Hospital indemnity insurance provides a range of fixed, lump-sum daily benefits to help cover costs associated with a hospital admission, including room and board costs.
These benefits are paid directly to the insured following a hospitalization that meets the criteria for benefit payment.
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Reliance Standard is a branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Product features and availability may vary by state.
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